Term of Use

Effective Date: October 8, 2025

Welcome to Fortified Lineage Insurance Agency (“Fortified Lineage,” “we,” “our,” or “us”).
By using our website https://www.fortifiedlineage.com, you agree to the following Terms of Use.
If you do not agree, please do not use our Site.

1. Purpose of This Site

The Site provides general information about our insurance and estate planning services.
All content is for informational purposes only and should not be considered financial, tax, or legal advice.

2. No Offer or Guarantee of Coverage

Nothing on this Site constitutes a binding offer or guarantee of coverage. Quotes are based on the information you provide and may change after underwriting by the carrier. Submitting an inquiry does not create a client, agency, or broker relationship with Fortified Lineage. Not every applicant will qualify. All coverage is subject to underwriting approval, carrier terms, and applicable state regulations.

3. Estate Planning Disclaimer

Fortified Lineage facilitates estate planning services through Encore Estate Plans. We are not attorneys and do not provide legal advice or legal representation. All estate planning documents are prepared and processed by Encore Estate Plans and, if applicable, reviewed by licensed attorneys in Encore’s partner network. Legal advice, document validity, and attorney-client relationships occur exclusively between the client and those attorneys, not Fortified Lineage. Clients may choose their own attorney at any time.

4. Licensing and Jurisdictions

Fortified Lineage and its agents are licensed to sell insurance in select states within the United States. We do not solicit business in states where we are not authorized or licensed.

5. Intellectual Property

All text, images, graphics, and logos on this Site are property of Fortified Lineage or used with permission. You may not reproduce or distribute Site content without written consent.

6. Third-Party Links

Our Site may contain links to third-party websites (for example, carrier sites, articles, or calculators). These links are provided for convenience only. Fortified Lineage is not responsible for the content, accuracy, or privacy practices of third-party sites, and inclusion of a link does not imply endorsement.

7. Disclaimer of Warranties

The Site and its content are provided on an “as-is” and “as-available” basis. Fortified Lineage makes no warranties, express or implied, regarding the Site’s accuracy, completeness, or availability. We do not warrant that the Site will be uninterrupted or error-free, or that any defects will be corrected.

8. Limitation of Liability

Fortified Lineage, its agents, and affiliates shall not be liable for any damages arising from your use or inability to use this Site, including incidental, indirect, or consequential damages.

9. Privacy

Your use of the Site is governed by our Privacy Policy.

10. Indemnification

You agree to indemnify and hold Fortified Lineage harmless from any claims or expenses arising from your use of the Site or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of California.
Any disputes shall be resolved exclusively in state or federal courts located in California.

12. Changes to These Terms

We may update these Terms periodically. Continued use of the Site after changes indicates acceptance.

13. Contact Us

If you have any questions about these Terms, please contact us:
Fortified Lineage Insurance Agency
Email: privacy@fortifiedlineage.com
Mailing Address: 803 Camarillo Springs Rd, Suite D, Camarillo, CA 93012